Insurance Company Tries to Get Out Of Pay OutThis article looks at one man’s fight to claim on his dual life insurance policy, that he had with his wife. They refused the claim due to a disagreement on whether she smoked or not. [ Read more ] |
How Ill Do You Have To Be To Make A CIC Claim?Nowadays we live longer, even with a ‘life-threatening illness’. Insurers are re-defining this term. Reviewable CICs will cost less than guaranteed cover. [ Read more ] |
Fatties Not Fit For Life InsuranceGreat Britain is becoming a nation of fatties with nearly a quarter of all adults having weight problems that impact on their health, which includes 24 per cent of females in the obese category. [ Read more ] |
Critical Illness Premiums Up For SomeThe effect of advances in medical science on Critical Illness policies. The benefits afforded by reviewable policies. [ Read more ] |
Women Retiring At 60 Are Losing MoneyWomen who retire at the state pension age of 60 are losing money from their private pensions. Pensions taken out in the 80s had clauses in the small print that there would be penalties for retiring before 65. This article looks at one ladies story. [ Read more ] |
What Are Whole of Life Policies?This article looks at whole of life insurance policies. It covers why they are different to other insurance policies and why they are more costly. [ Read more ] |
Term Life insuranceDon’t put off taking out life insurance. There are several different types to choose from. Understand the terminology. [ Read more ] |
Do Not Be Tempted To Stretch The TruthSometimes it can be tempting not to tell the whole truth on application forms. Insurance companies are aware of this and are investigating people all the time. You insurance policy will be invalid if you do not tell the truth [ Read more ] |
Cheaper Life Insurance For VegetariansYou can now find cheaper life insurance deals if you are a vegetarian. It is claimed that vegetarians have a lower risk of cancer. Non-smokers benefit, so why not non-meat-eaters. [ Read more ] |
Mortgage Protection Is Becoming Essential For HomeownersProtecting your income is important if you own a home although only a quarter of homeowners have it. Some say it should be compulsory but that the lenders should foot the bill, as we explain below. [ Read more ] |
The Mis-Selling Of Payment Protection InsuranceBanks are being warned about the miss-selling of payment protection insurance. Many borrowers have been sold insurance and not even realised. [ Read more ] |
Insurance To Protect Your Mortgage And Your IncomeThere are various insurances to protect your income and you need to know what cover your employment would give you so that you can protect against any shortfall should the need arise. Below we explain what plans there are and what they do. [ Read more ] |
Don’t Worry, You’re Covered – Or Are You?In these credit crunch times, we all need the reassurance that our loans, credit cards and mortgages are covered by insurance, should we be unable to work. [ Read more ] |